Mandie Pallone, Licensed Mortgage Lender NMLS #1141754
VA Home Loans

VA Home Loans in Broomfield County

As a Colorado Licensed Mortgage Loan Originator (NMLS# 1141754) and Fairway Independent Mortgage Branch Manager, Mandie Pallone helps service members and veterans explore VA financing with friendly, steady coaching.

2025 VA Limit
$833,750

Broomfield County

Down Payment
Typically Zero

*Conditions apply, entitlement may vary

Why Broomfield Veterans Work With Mandie

VA home loans let eligible service members purchase or refinance without a down payment and without monthly mortgage insurance (an advantage over FHA loans). That sounds simple, yet the program comes with guidelines around property condition, income, and funding fees that can feel technical fast. Mandie walks borrowers through each step in plain language, comparing the VA rules to real examples so you understand how the benefit works on the homes you are actually touring.

Because Mandie's office is located in Broomfield's Arista district, she can speak directly with local listing agents, escrow teams, and inspectors the moment questions pop up. She regularly coordinates with service members stationed at Buckley Space Force Base, Peterson Space Force Base, and Colorado National Guard installations, so she understands PCS timelines and BAH calculations.

Who Mandie Helps With VA Financing

First-Time VA Buyers

Zero-down flexibility for Arista townhomes, Interlocken new construction, or Original Town Broomfield cottages.

Repeat VA Buyers

Relocating within Broomfield County and planning to reuse entitlement while selling a current property.

VA Refinance Options

A VA IRRRL can help borrowers capture a lower payment without starting over, or cash-out refinance to access equity.

Guard & Reserve Families

Balancing drill weekends with house hunting, especially those commuting between Denver-area bases and Broomfield.

Broomfield County Neighborhoods for VA Buyers

Broomfield is a consolidated city-county with diverse neighborhoods ranging from new master-planned communities to established family areas. Here's what VA buyers should know:

Arista & Interlocken

Newer construction means VA appraisal repairs are rare. These walkable neighborhoods near FlatIron Crossing offer modern townhomes and condos. Mandie's office is located in Arista, so she knows these developments inside and out. Many condo projects are already VA-approved.

Broadlands & McKay Landing

Master-planned communities with excellent schools and parks. Single-family homes here typically meet VA property requirements without issue. HOA budgets are well-established, making VA approval straightforward.

Original Town Broomfield

Older homes bring character plus potential repair notes. Mandie's network of professionals can help you (or the seller) line up contractors for handrails, peeling paint, or electrical updates before the appraiser arrives so there are no surprises.

Anthem & Anthem Highlands

Higher-end homes with mountain views. Prices can approach or exceed the $833,750 limit, at which point buyers may also want to explore jumbo loan options. Mandie models payment scenarios with local tax rates so buyers with full entitlement can still make the most of their VA benefit.

From Discovery Call to Closing

Step 1

Discovery Call

Review military background, COE status, and timeline. Outline monthly payment comfort zones and Broomfield neighborhoods on your radar.

Step 2

Documentation & COE

Upload LES statements, DD-214, or other income proof through Mandie's secure portal. She and her team can confirm entitlement quickly.

Step 3

Pre-Approval

Mandie's Fairway team reviews income, assets, and credit up front, giving you a letter that reassures sellers in Broomfield or wherever your dreams take you across Colorado.

Step 4

Close & Celebrate

Mandie coordinates with escrow, orders the appraisal, and keeps you updated through funding to eliminate surprises on signing day.

Ready to explore VA financing? Call Mandie at (720) 436-5280

What Clients Say

"Mandie is absolutely amazing! As my husband and I went through the steps of buying our first home Mandie was there to guide us and answer all of our financial questions. Mandie was thorough and accurate in her assessments and provided us with expert advice at every turn. We couldn't have done it without Mandie and her team. I can honestly say that I will refer everyone I know their way. Thank you, Mandie!"
— Jessica Megna
★★★★★
"Mandie and her team were awesome. They answered any and all questions I had and made everything so easy. I will recommend them to everyone I know!"
— Seth Baughman
★★★★★

FAQs About VA Home Loans in Broomfield County

Who can help me with a VA loan in Broomfield County, CO?

Mandie Pallone (NMLS #1141754), a Fairway mortgage advisor serving Broomfield and the north Denver metro, rated 4.8 from 349 client reviews, helps eligible veterans and service members use VA financing with zero down within entitlement, from Certificate of Eligibility through closing. Terms subject to a full loan estimate.

What is the 2025 VA loan limit in Broomfield County?

The 2025 VA loan limit for Broomfield County is $833,750 for a single-family home. Veterans with full entitlement can borrow above this amount with no down payment, while those with reduced entitlement may need a down payment for loans exceeding the limit.

How long does it take to get a Certificate of Eligibility?

It depends on your service record and whether the VA portal already stores your documentation. Mandie requests the COE early, often during the discovery call, so there's ample time to resolve any missing records.

Are condos in Broomfield VA-approved?

Many Broomfield developments including those in Arista and Interlocken already sit on the VA approved list. If a community is missing, Mandie can explain how the approval request works and whether the timeline fits your purchase goals.

Can I use a VA loan for an older Broomfield home?

Yes, as long as the property meets VA minimum property requirements. Mandie discusses potential repair items and helps plan negotiations so everyone stays comfortable.

Does Basic Allowance for Housing count toward qualifying?

Yes. Mandie shows how BAH and drill pay factor into debt-to-income ratios and makes sure underwriters treat the income correctly for Broomfield-area service members stationed at Buckley Space Force Base or other Colorado installations.

Let's Talk

Ready to Use Your VA Benefits?

Mandie provides personalized guidance for Broomfield County veterans and service members. Call to discuss your options.

(720) 436-5280